1: Welcome to the Allstate Mobile App – Your Insurance in the Palm of Your Hand

In today’s fast-paced world, convenience is key. That’s why the Allstate Mobile App is a must-have for policyholders looking to manage their insurance with ease. Whether you’re trying to view your ID cards, download coverage details, or take advantage of discounts and savings, the app serves as a one-stop solution.

Upon downloading the Allstate Mobile App from your preferred app store, you can create your “My Account,” which serves as your personalized insurance hub. Once logged in, you’ll gain access to important documents such as declarations pages, which outline the specifics of your coverage, including what’s protected and how much each coverage component costs. You’ll also have instant access to your insurance ID cards, eliminating the need to search for paper copies when you’re on the go.

The Allstate Mobile App allows for seamless management of your policy. Pay your bill, set up auto-pay, file a claim, or check your claim status directly from your mobile device. It brings the power of Allstate into your hands—anytime, anywhere. Most importantly, this app is the gateway to enrolling in and managing Drivewise, a program that rewards safe driving behaviors.

2: Setting Up Your My Account and Navigating Key Features

Getting started with the Allstate Mobile App is simple. Once you’ve downloaded the app, you’ll be prompted to set up your “My Account.” Using your policy number, personal details, and a secure password, you can register in minutes. After setup, you’ll gain access to a sleek, intuitive dashboard where you can:

• Download declarations pages: Know your coverage and its cost in detail.

• Access digital ID cards: Keep proof of insurance with you at all times.

• Make payments: Pay manually or enroll in auto-pay.

• File and track claims: Submit photos, documents, and follow claim updates in real-time.

• Contact support: Quickly connect with a representative or your agency.

Beyond the basics, the app also provides notifications for policy updates, billing reminders, and new opportunities for savings. One of its most impactful features is Drivewise—a cutting-edge tool that tracks driving behavior and provides both insights and rewards.

3: Introducing Drivewise – Drive Safer, Save More

Drivewise is a game-changing feature included at no cost with your Allstate auto policy. Integrated into the Allstate Mobile App, it modernizes your insurance experience by offering real-time feedback on your driving habits and personalized insights into how to become a safer driver.

So, what exactly is Drivewise? It’s a telematics-based program that analyzes key factors of your driving behavior and translates them into potential savings. Here’s what you need to know:

• Initial savings: You receive a 10% discount just for enrolling.

• Ongoing rewards: Earn additional savings based on how many drivers on your policy have a continuous connection (defined as at least 50 trips before your policy renewal).

The program is free to use and is a valuable tool for those who want more control over their insurance rates. The safer you drive, the more you can potentially save.

4: How Drivewise Works – Understanding the Data and Savings

Drivewise uses the sensors and GPS functionality in your smartphone to monitor specific driving behaviors. These behaviors are then analyzed to calculate a driving score that may impact your insurance rate at renewal. It’s important to note that while these scores may influence your premium, they do not affect your participation discount, which remains if at least one driver logs 50 trips before renewal.

Here are the key behaviors Drivewise monitors:

• Speeding: Evaluates speed relative to posted limits.

• Time of Day: Recognizes late-night and early morning drives as higher risk (Weekdays 11:00 PM–4:00 AM, Weekends 11:00 PM–5:00 AM). Commuters during these hours are given grace through trip consistency tracking.

• Sudden Braking: Detects rapid deceleration of 8 MPH or more within one second.

• Phone Activity: Measures how often the phone is unlocked during a drive. Using apps like navigation or music through CarPlay or Bluetooth doesn’t count unless the phone is manually unlocked.

Savings at renewal are determined by how many drivers have a continuous connection:

• 10% if all drivers do.

• 5% if at least one does.

• 0% if no one does.

This system is designed to reward consistency and safety. Customers are also given feedback and coaching through the app, helping them improve over time.

Drivewise even helps price your policy more accurately using data provided by Arity, a third-party analytics partner. Upon signing up, your driving history may be analyzed using Arity IQ. With your consent, this data can influence your starting rate and continue being used for as long as you remain enrolled.

5: Drivewise in Action – More Than Just Savings

What sets Drivewise apart is not just the savings, but the sense of empowerment and control it provides to drivers. The digital feedback you receive can help you adopt better habits, avoid accidents, and understand your own driving patterns. Whether it’s learning to brake more gently or reducing distractions, small adjustments can lead to long-term benefits.

Drivewise supports a more transparent insurance model—you know what’s being tracked and why. And for families with multiple drivers, it’s a great way to encourage accountability and safer roads.

Let’s recap the advantages:

• Ongoing rewards and participation discounts

• Behavior-based feedback for smarter driving

• More accurate pricing at renewal

• Increased policy control through the mobile app

• No extra cost to enroll

As technology continues to shape the insurance industry, tools like the Allstate Mobile App and Drivewise are setting new standards. From managing documents to earning discounts and driving smarter, everything you need is just a tap away.

Have questions or need help getting started? Reach out to the Amanda Pennington Agency today. We’ll help you get set up and make sure you’re maximizing your policy benefits. Safe driving starts here!